NPP Australia’s Board comprises 13 directors. Five are independent of the shareholders – the CEO, Chair, two Independent Directors and a director representing the Reserve Bank of Australia's Settlement Department. The four major banks have a director on the Board and the remaining shareholders of NPP Australia elect four directors on the Board. Each Board director has one vote except for the CEO who is a non-voting director.
Independent Chair
Bob McKinnon’s appointment as Chair of NPP Australia’s Board of Directors commenced in January 2019. Bob is a co-founder and director of Mirin Group and holds a number of board positions, including the roles of roles of Non-executive Director and Chair of the Audit and Risk Committees at Sydney Metro, AMP Capital Funds Management, and AMP Investment Services.
Having worked as Chief Information Officer both for Commonwealth Bank of Australia and Westpac Banking Corporation Limited, Bob has extensive experience in financial services, technology, and large-scale transformation initiatives. Bob has also held various executive leadership roles at Brookfield Multiplex, State Street, and Lend Lease.
Bob joined the Board on 21 January 2019 and is a member of the Audit Finance and Risk Committee, NPP Governance Committee and the People and Culture Committee.
Independent Director
Elizabeth is an experienced non-executive in regulated sectors including in the financial services and infrastructure sectors. Elizabeth was appointed to the NPP Australia board as its third independent director, in February 2020. She is also a non-executive director on the boards of Sunsuper (a large public offer superannuation fund), Lynch Group Limited (ASX: LGL), the Civil Aviation Safety Authority, and NSW Land Registry Services.
Elizabeth is a current reappointed member of the Takeovers Panel, and also sits on the Advisory Committee of the John Sample Group. Previously, Elizabeth was a corporate partner with an international law firm for 22 years, where she held global and national leadership roles.
Elizabeth joined the board as an independent director on 6 February 2020 and is Chair of the Governance Committee and a member of the People and Culture Committee.
Banking Services Business Domain Lead, ANZ
Nigel Dobson has been at ANZ since 2009, initially working for four years in senior Transaction Banking roles, before moving into his current role. Nigel is also currently a member of the Australian Payments Council. Prior to joining ANZ, Nigel spent 19 years working for Citi in various senior Markets and Transaction Services roles both in Australia and across the Asia Pacific region.
Nigel joined the Board on 16 December 2014 and is a member of the Strategy Committee.
Managing Director, Strategic Initiatives & Industry Solutions, Commonwealth Bank of Australia
Albert has 20 years’ experience in financial services across general management, strategy, business development, corporate and regulatory affairs, and operations. Since March 2017, Albert has led the Strategic Initiatives and Industry Solutions teams of senior banking professionals tasked with designing and delivering large new technology programs to deliver leading edge working capital and analytics solutions to CBA’s clients. His remit includes the commercialisation of emerging technology including the New Payments Platform, API’s, distributed ledger technologies and virtual accounts, as well as building out the Bank’s international payments and cash management capabilities.
Albert joined the Board on 6 June 2018 and is a member of the Strategy Committee.
Chief Customer Experience Officer, National Australia Bank
Rachel joined NAB in January 2017, continuing to add to her 20 years experience in the financial services industry. Prior to joining NAB Rachel spent 18 years working for Westpac in a range of roles, most recently General Manager, Global Transactional Services (GTS), Westpac Institutional Bank (WIB). Prior to moving into banking, Rachel worked as a financial services strategy consultant with Andersen Consulting, giving her knowledge of the financial services industry that expands past banking.
Rachel joined the Board on 8 May 2017.
Advisor, Westpac
After an early career in accounting and tax, Jim Tate joined Bank of America in 1979 and Westpac Banking Corporation in 1988.
Jim lead both Westpac’s New York and London branches before taking over Westpac’s AGC, negotiating its successful sale to GE.
Further positions included: Chief Financial Officer, Westpac Institutional Bank, Chief Product Officer, Westpac Group, Chief Operating Officer, Westpac New Zealand Limited and, since 2015, Chief Product Officer, Business.
Jim is, currently, an Advisor for the Westpac Group, an alumnus of the University of New South Wales and a Fellow of both CPA Australia and Australian Institute of Company Directors.
Jim joined the Board on 13 February 2020 and is a member of the Strategy Committee.
Head of Payments Settlements, Reserve Bank of Australia
Greg Johnston has worked in his current role, Head of Payments Settlements Department at the Reserve Bank of Australia, since 2013. Prior to taking up this role, he held a range of senior management positions at the Reserve Bank including Chief Representative, New York and Head of Banking. Greg has 30 years’ experience in central and private sector banking, giving him a wealth and variety of knowledge.
Greg joined the Board on 16 December 2014 and is the Chair of the People and Culture Committee.
Head of Customer Led Innovation, Bendigo and Adelaide Bank
Michael has more than 20 years’ experience in Financial Services including roles in Superannuation, Internal Audit and Retail Operations and Customer Strategy. In his current role, Michael has overall responsibility for Payments Product Development, Compliance, Operations and Support for Cards, Merchant Acquiring, ATM’s, Payments, and Mobile and Electronic Banking. Michael is also the business sponsor for Bendigo and Adelaide “Up” Digital Banking initiative.
Michael joined the Board on 18 October 2018 and is a member of the Audit Finance and Risk Committee and the People and Culture Committee
Managing Director, Cuscal
Craig Kennedy, Managing Director at Cuscal Ltd, has more than 25 years experience in domestic and international retail banking, spending much of that time specialising in electronic banking and payments. Craig is also a member of the Australian Payments Council. Prior to joining Cuscal, Craig was Managing Director of Espreon Limited and was also Head of Direct Banking at ING.
Craig joined the Board on 2 December 2014 and is the Chair of the Strategy Committee.
Chief Information Officer, ING Australia
Linda Da Silva has been ING Australia’s Chief Information Officer since December 2019. Prior to this, she held a number senior leadership roles at Westpac Banking Corporation spanning the Consumer Bank, Group Operations and Enterprise Services, including CIO of BT Financial Group.
Linda has held IT consulting and leadership roles in Australia, Asia, Middle East and the UK, working across many industries to deliver large-scale transformation programs. She holds a Bachelor of Economics degree, is a CPA and a member of Australian Computer Society.
Linda joined the Board on 21 October 2020.
Executive Director, Macquarie Bank
Tony joined Macquarie Group in 1998, and is currently Head of Product and Technology in the Banking & Financial Services Group which is responsible for retail banking, business banking, wealth management and motor vehicle leasing.
Prior to joining Macquarie Tony spent ten years as an IT Consultant with Accenture specialising in large technology change programs for retail financial institutions and government departments (taxation).
Tony currently serves as Chairman of the Board for Macquarie Equities Limited. He is a member of the Executive Committee for Macquarie’s Banking and Financial Services Group, as well as a member of the Macquarie Group Foundation Board the philanthropic arm of the Macquarie Group.
Tony joined the Board on 21 December 2019 and is a member of the Audit Finance and Risk Committee.
CEO, NPP Australia
Adrian commenced as the inaugural CEO of NPP Australia in September 2016. Prior to joining NPP Australia, Adrian was General Manager, Product & Service at Cuscal, where he was responsible for all product management and operational functions, marketing, sales, and client service. Cuscal was a founding participant of the Real Time Payments Committee and Adrian was one of several senior staff deeply involved in the design, development and governance of Australia’s NPP. Adrian has an Honours degree in Law from Queensland University of Technology and an MBA from Melbourne Business School.
Adrian is a member of the Audit Finance and Risk Committee and the NPP Governance Committee.
CEO, NPP Australia
Adrian commenced as the inaugural CEO of NPP Australia in September 2016. Prior to joining NPP Australia, Adrian was General Manager, Product & Service at Cuscal, where he was responsible for all product management and operational functions, marketing, sales, and client service. Cuscal was a founding participant of the Real Time Payments Committee and Adrian was one of several senior staff deeply involved in the design, development and governance of Australia’s NPP. Adrian has an Honours degree in Law from Queensland University of Technology and an MBA from Melbourne Business School.
General Manager, Technology & Operations
Bob Masina joined NPPA in November 2016. His key responsibilities include the development of new capability on the platform and its daily operation. Bob’s previous role was Executive Manager, Payments Operations with APCA where he coordinated the industry development of the ISO20022 messaging standard. Bob had been involved from the early conceptual stages of the NPP and provided management support to the NPP Board and program. Prior to APCA Bob held technology and operations executive positions at Link Market Services and the Australian Stock Exchange.
Head of Engagement
Katrina is responsible for market engagement for NPP Australia, working with financial institutions, fintechs and other interested parties to grow volumes and services on the New Payments Platform. Prior to joining NPP Australia, Katrina worked for American Express in Sydney, Singapore and London with responsibility for growing third party issuing and acquiring volumes in multiple markets across South East Asia. Katrina has also worked for National Australia Bank, managing their Self Service Channel, as well as with Booz Allen & Hamilton as a management consultant in their Financial Services Practice.
Company Secretary and Office Manager
Patricia Chen was the second employee of NPP Australia, joining in October 2016. She has a dual role as Company Secretary and Office Manager. Patricia brings to NPP Australia more than ten years of experience as a Finance and Office Manager. She most recently worked with Silicon Valley based Dtex Systems where Patricia played an instrumental part in the company achieving Series A venture capital funding. Prior to this, Patricia worked at Pcubed Australia and Fox International Channels.
Acting General Counsel
Michelle joined NPP Australia in 2019 initially in a senior legal counsel role and is currently heading up the Legal and Governance team as Acting General Counsel. Michelle is a technology, commercial and payments lawyer with more than 15 years’ experience advising clients across a range of sectors throughout Europe, the Middle East and the Asia Pacific region in both an in-house setting (with Westpac in Sydney and Visa in London) and in private practice (with Addleshaw Goddard in London and Gilbert + Tobin in Sydney). While in these roles, Michelle provided commercial and strategic legal advice on a range of payments, technology, regulatory, membership and infrastructure projects.